Jewelry Insurance

Jewelry Insurance

If you’re like many of us, you own jewelry pieces that have sentimental value – an engagement ring, pair of earrings, or a family heirloom watch – and often bring these items with you when you travel. If you’re planning to travel soon, there are ways you can ensure your jewelry collection is safe while you’re away from home. Here are a few recommendations from our Jewelry Specialists:

Before you travel

• Make sure you have quality coverage. Check with your insurance agent to guarantee your jewelry is protected no matter where you go – inside or outside the country. It’s also important to have a current appraisal on file, in case your jewelry is lost, stolen, or broken.
• Document which items you plan to bring on your travels. If you haven’t already, create a jewelry inventory that includes descriptions and photos of each piece of jewelry, copies of current appraisals, GIA certificates, and invoices. Recording which pieces, you bring will help you keep your collection in order and will provide proof of ownership in case of a loss.
• Check for wear and tear. Before you pack your jewelry, assess to make sure each piece fits correctly, and that there are no loose stones, broken clasps, or damaged prongs. If you find any disfigurements, take your jewelry to a professional for repairs.
• Find the right carrying case. Jewelers can often suggest the best type of carrying case for protecting your jewelry. You may want a personalized case with interior locks made for travel, and a nondescript box to help conceal the contents.
• Isolate jewelry pieces with a soft cloth. Use fabric pearl folders to protect necklaces, pearls, and other jewelry from scratches and abrasions.
• Bring only what you need. Only take the jewelry you will wear while traveling. If you’re not sure you will wear an item, don’t risk it getting stolen or broken on the trip.

While you’re traveling

• Keep items close. While traveling, keep jewelry nearby and well-protected at all times. Always pack your jewelry in a carry-on bag and never leave it unattended.
• Keep in mind that you may want to wear some jewelry while traveling. Note that you may have to remove large pieces at security checks, which makes it easier for them to get lost or become damaged.
• Consider hiring a shipper. If you’d prefer not to travel with your jewelry but want to wear it at your destination, you can hire a shipper that specializes in transporting jewelry and valuable items. Ensure that proper security

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